Fast payout
Get access to liquidity when you need it – without long bank processes.
About REFIBU
A simpler alternative to liquidity – with transparency and repurchase rights
We help individuals and companies unlock value in assets – without saying goodbye forever. Our model is a temporary sale with repurchase rights: clear, fast, and discreet.
Liquidity in a new way – for individuals and businesses
With REFIBU you can release the value in your summer house, car or boat, or your jewelry & watches – without losing them permanently. You temporarily sell with repurchase rights, get cash now and can buy them back later.
How it worksWhy choose REFIBU?
Fair and transparent
Clear terms, no hidden fees and fixed prices upfront.
Flexible period
Repurchase right 6–24 months, so you have the freedom to choose the timing.
How it works – 3 steps
Step 1: Contact and description
Tell us about the asset you wish to sell temporarily. We assess the value.
Step 2: Valuation and offer
We provide a fair offer with clear price, duration (typically 6–24 months) and terms of the repurchase right.
Step 3: Payout & repurchase
Once the agreement is signed, we pay out immediately. You retain the right to buy back.
For individuals – unlock value in your assets
Property collateral (holiday home/housing)
Unlock equity in holiday homes or housing – with repurchase rights.
Boats & vehicles
Get cash now – possibility for rental during the period (by agreement).
Jewelry & luxury watches
Liquidity without losing valuables – 60–80% paid out quickly.
For businesses – liquidity for companies
We offer financing and business loans for companies. Fast access to capital with fair terms and tailored advice.
Read about business solutionsFAQ – Frequently Asked Questions
How quickly can I receive the money?
After approved valuation, payout can happen the same day or the next banking day.
How long does the repurchase right last?
Typically 6–24 months, can be extended by agreement.
How are my valuables stored?
Safely and insured throughout the period, e.g. in high-security vaults.
Can I use the asset during the period?
In certain cases yes (e.g. rental of boat/holiday home). Agreed individually.
What happens if I don’t buy back before the deadline?
If repurchase does not occur, the asset can be sold on according to the agreement.